Banking and insurance
Case reference FOI2024/01388
Received 15 August 2024
Published 22 August 2024
Request
I am writing to make a request for information under the Freedom of Information Act 2000. I would like to request the following information: 1. The names of all banking providers that this institution has used in the past two financial years (1st April 2022 – 1st April 2024).
2. The services that were used from the above banking providers in the past two financial years (1st April 2022 – 1st April 2024). Banking provider refers to: an institution that deals in money and its substitutes which provides money-related services including but not limited to accepting deposits, making loans and providing credit card services.
3. The name of the insurance company or companies that currently provide your institution with the following types of insurance coverage: Employers’ liability insurance Public liability insurance Professional indemnity insurance Officials Indemnity Business Interruption Property Owners Personal Accident Casualty Motor/Vehicle Fine Art Property Event Travel Crime Terrorism Excess Liability
4. Any other type of insurance not listed above - please provide the name of the company together with the type of the insurance cover
5. The start and end dates of the current insurance contract(s) for each type of insurance coverage listed above Please provide the requested information in the order listed above. If the cost of complying with this request exceeds the appropriate limit as stated in section 12 of the Freedom of Information Act, please respond with as much information as possible within the limit, following the order of priority I have specified. If any of this information is already publicly available, please provide a link or reference to where I can find it.
Response
1. The names of all banking providers that this institution has used in the past two financial years (1st April 2022 – 1st April 2024).
A: National Westminster Bank
Barclays
Santander
Goldman Sachs
Standard Chartered
Lloyds
Dexia
Danske Bank
2. The services that were used from the above banking providers in the past two financial years (1st April 2022 – 1st April 2024).
A:
|
National Westminster Bank |
Provision of the council's banking services and credit card provision |
|
Barclays |
95-day notice account for investments |
|
Santander |
95-day notice account for investments |
|
Goldman Sachs |
Short term fixed deposits for investment purposes |
|
Standard Chartered |
Short term fixed deposits for investment purposes |
|
Lloyds |
Short term fixed deposits for investment purposes |
|
Dexia |
Provision of the council's LOBO loan since inception in 2004 |
|
Danske Bank |
Provision of the council's LOBO loan since inception in 2004 |
3. The name of the insurance company or companies that currently provide your institution with the following types of insurance coverage:
Employers’ liability insurance
Public liability insurance
Professional indemnity insurance
Officials Indemnity
Business Interruption
Property Owners
Personal Accident
Casualty
Motor/Vehicle
Fine Art
Property
Event
Travel
Crime
Terrorism
Excess Liability
A:
Employers’ liability insurance - QBE UK Limited Public liability insurance – QBE UK limited Professional indemnity insurance – QBE UK Limited Officials Indemnity – QBE UK Limited Business Interruption - AIG Property Owners AIG Personal Accident – n/a Casualty – QBE UK Limited Motor/Vehicle – Zurich Municipal Fine Art – HDI Global speciality SE Property – AIG Event –n/a Travel –n/a Crime – Zurich Municipal Terrorism – Marsh Limited / Bowring Marsh / PACE Excess Liability – n/a
4. Any other type of insurance not listed above - please provide the name of the company together with the type of the insurance cover
A: Contract works – HSB Group
Computer – HSB Group
Engineering – HSB Group
Medical Malpractice – HSB GROUP
5. The start and end dates of the current insurance contract(s) for each type of insurance coverage listed above
Please provide the requested information in the order listed above. If the cost of complying with this request exceeds the appropriate limit as stated in section 12 of the Freedom of Information Act, please respond with as much information as possible within the limit, following the order of priority I have specified.
If any of this information is already publicly available, please provide a link or reference to where I can find it.
A: 01/10/2023 – 30/09/2024 (renewal date 01/10/2024)
Documents
This is Herefordshire Council's response to a freedom of information (FOI) or environmental information regulations (EIR) request.
You can browse our other responses or make a new FOI request.